by Dr. Bob Bowman

First, we would like to congratulate you on your historic victory. You face incredible challenges. At the same time, you have the unprecedented opportunity to bring about changes we have needed for a long time. I know there are those who will advise you to go slowly and govern “from the center.” On the other hand, most real change in any administration gets done in the first 100 days – the “honeymoon” period. Seldom has a new President had the mandate for change that you have been given. And never in our history have we needed real change like we need it now. So please act resolutely, boldly, and quickly to bring about the changes you know this country is yearning for.

You are absolutely correct that the first order of business is the financial crisis facing all of us. You are also correct in seeing that throwing money at the top in hopes of it “trickling down” is not the solution – never was and never will be. Recovery will come from providing security and prosperity to working Americans, who will then feel free to spend, fueling the economy from the bottom up. We are with you 100% on that.

You have also correctly pointed out that one-time bailout checks are not the answer. Financial security and prosperity only come from regular paychecks you can count on and freedom from the fear of catastrophic medical expenses. The major causes of personal bankruptcy are medical expenses and job loss. The fear of these two are therefore the reason for loss of consumer confidence. Therefore the way to instill confidence and resurrect the economy is to alleviate these two fears.

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